Property & Casualty Insurance

Property and Casualty (also known as P&C) is the insurance designed to protect one’s physical assets from loss or damage due to covered perils.  Homeowners, Auto, and Business insurance fall under this type of policy.  For example, a fire may cause serious damage to, or even destroy, a home. The coverage would not only cover the house but contents and potentially appurtenant structures on the property.   Without proper homeowners’ insurance, this type of loss could be a financial disaster. 

Many P&C policies also provide liability protection.  If an insured gets into an auto accident, he or she may be liable to pay for property damage, medical expenses, loss of wages, or pain and suffering.  Once again, this liability can devastate a financial picture.

It is important to understand the coverages of each type of policy, which can vary from company to company. 

Types of Policies


  • Commercial General Liability
  • Property Insurance
  • Commercial Automobile
  • Business Owner Policy (BOP)
  • Directors and Officers Liability
  • Workers Compensation


  • Automobile Insurance  
  • Homeowners Insurance
  • Condo Owner Insurance
  • Renter’s Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Umbrella Liability

We are dedicated to providing our clients with high-quality business and personal insurance products and services at competitive prices.

We’ve been in operation since 2004, and in that time, we’ve learned a thing or two about the diverse, unique, and specific insurance needs of our clients.  We are fortunate to work with Mountain Insurance Brokers, a tight-knit group of agents with a significant volume of business that enables us to work with a large swath of highly rated insurance companies. Let our knowledge and experience help you get the coverage you need for a price that works for you!